not really, i haven`t cut down anything, because there wasn`t much in first place to spend with lol haha
nah, you should spend less, and save more, coz the rates are gunna go up again, and then its gunna be expensive
I really don't think it affects my spending that much, TO be honest, not having a job affects my spending alot more.:biggthumpup:
I am cutting down on my spending only because I am thinking of going oversea for a holiday next year.
I am also spending less and elss eevryday because Im saving for a vacation to japan next summer, but not only that I need to save for my own expenses since im old enough not to rely on my parents anymore for money
im actually spending more now than before so nop i dont think it has effected me... but i know i should stop spending and start saving more
Not really affecting me that much, but I think I've probably spent more than normal because of all the sales
ermm...actually yeah....trying very hard to save some $$ for rainy days and therefore going out lesser....compared to last time...
This is so depressing! I used to spend very freely while I was in college with loans and also my well paying part time job. I regret all the stuff I stupidly spent money on. Now that I've been unemployed for three months (I had to resign from my student assistant position coz I graduated), I am being very careful about my material purchases. Food and eating out is a different story... =T How long do you think this recession will last? I'm horrible at economics and all of that. Is there an end in sight???
^no sign of ending lol but usually this recession is pretty much the economy free falling for the past few months now. as for when it'll hit the peak and slowly get better, thats always a mystery. however; it is usually the case when a new president takes over, the economy is pretty shitty (clinton for example) so probably obama will have 1 yr to deal with the shitty economy, this is where we won't see much changes, and assuming the house and all that does their shit correctly, it might be less then 2 years until the recession ends
^ yeshhhh and and and the recent tax cut in uk....tax changing from 17.5% to 15% doesnt make any difference at all...whut a baddd attempt to try and make people spend more....